Fierce Finance 4+
5.25% APY Checking + Investing
Fierce Technology, Inc.
-
- Free
iPhone Screenshots
Description
The Money App for Busy Professionals.
Get 5.25% APY Checking in under 3 minutes.
BANKING + INVESTING | Details Below
GIVE YOUR CASH A BOOST
• Earn 5.25% APY* with the Fierce Checking Account, FDIC-insured*.
• No fees, minimums, or lockup periods.
• Complimentary Fee-free Fierce Mastercard Debit Card with access to 55k+ no-fee ATMs.***
YOUR STOCKS & CRYPTO — TOGETHER
• Earn yield on your stock.**
• Trade stocks, ETFs, & crypto.
• No management fees.
UNLOCK YOUR FULL FINANCIAL PICTURE
• See all your finances all in one place.
• News catered to your interests & portfolio.
WE ARE HERE FOR YOU
• Live Support via phone, email, or live chat.
The Fierce Platform is owned & operated by Fierce Technology, Inc., a technology services provider that connects users to third-party banking services, brokerage services, cryptocurrency services, & other financial services. Fierce Technology, Inc. is not a legal advisor, tax advisor, bank, broker, or financial planner.
* Banking services provided by Cross River Bank, Member FDIC. Fierce Cash is a tiered, interest-earning variable rate FDIC-insured account. Annual Percentage Yield (“APY”) is variable & subject to change. No minimum balance required.
** Brokerage services provided by FIN2, LLC. FIN2, LLC is a registered broker dealer, member of FINRA & SIPC. All investing involves risk, including the possible loss of money you invest. Past performance is not a guarantee of future performance. You should consult a qualified, licensed advisor before engaging in any transaction. APY for Fierce Stock is variable & subject to change at any time without notice. APY for Fierce Stock may vary based on security type & availability.
Brokerage Products: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
*** Fierce Debit Cards issued by Cross River Bank, member FDIC, pursuant to a license from Mastercard International Incorporated. Fee-free withdrawals at over 55,000+ Allpoint® ATM locations.
**The Trading Bonus offer is only available to customers that meet all current account opening requirements & have not previously purchased stock or crypto on Fierce.
To qualify for the Trading Bonus, you are required to have a Fierce account in good standing. The customer must initiate cumulative new stock or crypto orders, according to the Trading Bonus table below, between the time the offer is received & 11:59 pm ET on December 31st 2023. The cumulative value or greater must remain in your Fierce Stock or Fierce Crypto account for a minimum of 30 days. The Trading Bonus will be credited directly to your Fierce Cash account at the end of the following month. Accounts must be kept open for 90 days from the time of qualifying. Normal account service charges & miscellaneous charges may apply to the Fierce account, which may reduce earnings. Limited to 1 Stock Trading Bonus payment per customer & 1 Crypto Trading Bonus payment per customer, or a total of $20 in bonus payment per customer.
Trading Bonus:
$10 cash bonus for stock purchases equalling $10 or greater.
$10 cash bonus for crypto purchases equalling $10 or greater.
For tax purposes, the value of the bonus will be reported to the IRS on Form 1099-INT. Fierce reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period. Accounts closed at or prior to the time of bonus payment are not eligible. Offer is subject to cancellation without notice. Fierce is not responsible for, & will not honor, promotional offers that appear on third-party websites that are not authorized by Fierce.
Fierce Technology Inc., 14 Wall Street, 20th FL, New York, NY 10005
What’s New
Version 1.9.45
5.25% APY for all customers!
Ratings and Reviews
Really enjoying the app and customer service
For a fairly new app, it works pretty well. Definitely having hiccups along the way. A couple of things to note for those signing up. There is a 14 business day freeze on the bank account where you cannot pull money out from 3rd party services like Venmo. This should be made clearer when signing up. Also, you can only have 1 Beneficiary currently. I was told there are plans to allow more, but no date was given. A few other bugs here and there but Daniel and Anna are very responsive through chat and email. So, overall, I do think this app has a lot of potential. Just need to deal with some growing pains along the way.
Developer Response ,
Thank you so much for the thorough and thoughtful feedback! We are always listening to our customers and looking for ways to improve.
You make a great suggestion to make our payment restrictions more clear and we are making the change! We are shortening the restriction to 10 days, but even more importantly, we are making it explicit in the app so that there is complete transparency. The reason for delayed access to payment capabilities is purely to help reduce fraud - the last thing we want is to confuse customers! This change should be live by this Friday, Nov 3rd 2023, at the latest.
Regarding multiple beneficiaries, we agree that this is an important addition. We are currently working on adding this functionality, it should be available within the next 60 days!
Again, thank you for all your great feedback and for being a Fierce customer!
Great interest rate. Mediocre trading platform
Ok so this is basically a no frills money market type of account. The rate is great currently at 5.25%. The trading platform is very mediocre.
For example my other portfolios show my increase in stock value for the day. If I buy stock it take into account the total stock purchase as an increase. So if I bought a stock yesterday at $100 and it’s now $105 I gained 5%. But if I buy another share at $105 that day for $210 total Fierce states my gains are 50%. Then it drops the next day.
I can’t see an average share price for a stock I’ve bought. I can’t see my total return percentage on a stock. I can’t see historical returns.
You basically buy stock, Fierce tells you the 52 week high and 52 week low and that’s it. Even some dividend type ETF’s don’t seem to have correct dividend yields displayed like every other platform.
Fierce also doesn’t connect via plaid to other services. I mean Fierce is used to connect external accounts to Fierce but I can’t connect fierce via personal finance apps or connect Fierce via other banks because Fierce uses Plaid only for a one way connection into their platform but don’t allow data out.
For interest as a cash holding account it seems great. For “checking” and stocks I wouldn’t bother unless something changes.
Beware of possible atm issues
As much as I wanted to stay with fierce. I must warn other customers. Unfortunately because of an issue with Fierce they closed my acct because of an error on there behalf. In Dec 2023 I used a CVS atm in Vegas to withdrawal $400. The ATM didn’t withdrawal the $400 but the acct debited the $400 out of my acct. this happened more then once and they said the investigated and said there was no foul play and the money was withdrawn. I explained to them this is incorrect I 1000%would never lie about this. Then they deducted another 1500$ out of my acct for withdrawals that never happened. It took months for them to correct this. And then they just closed my acct with no explanation to why. I’m assuming they’re accusing me of cheating them out of money. I gotta say as much as I’ve tried to work with them and give them another chance they refuse to allow me to open another acct. be careful using cvs atm machines or any other atms be very skeptical of this company.
App Privacy
The developer, Fierce Technology, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Fierce Technology, Inc.
- Size
- 78 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.1 or later.
- iPod touch
- Requires iOS 15.1 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Fierce Technology, Inc. 2023
- Price
- Free
Supports
-
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